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Property tax

Chancellor Rishi Sunak today confirmed that the stamp duty holiday for home buyers in England and Northern Ireland - previously slated to end on 31 March - will be extended for another three months.

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Knotweed with white flowers

Japanese knotweed frequently causes house sales to fall through. This problematic plant tends to make mortgage providers very nervous indeed, and it's common for lenders to pull out when a surveyor discovers Fallopia japonica within (or near) the property's boundaries.

Can I Get a Mortgage on a Property with Japanese Knotweed?

A customer of ours in Caerphilly recently experienced this first hand. Paul Flynn thought he had found a buyer for his property, but his good mood was spoiled when the other party's surveyor reported that there was Japanese knotweed within a few metres of the house. The lender warned that, unless Mr Flynn sought a comprehensive treatment plan (complete with an insurance-backed guarantee), the transaction would not go ahead.

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Man looking at watch

Time is running out for buyers in England and Northern Ireland to complete their purchases before the stamp duty holiday ends on 31 March 2021. Any deals concluded after that deadline will be subject to the lower threshold for Stamp Duty Land Tax; at present, buyers only pay SDLT on properties worth £500,000 or more, but at the end of March, the tax will apply to residential properties worth £125,000 or more.

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Property with a garden

In a recent interview with the Daily Express, property expert Ray Harriot advised that sellers should tell the truth about Japanese knotweed on their property - even if this would complicate the transaction.

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UK property

Moving into a new home should be a happy experience. You're starting a fresh chapter and (hopefully) moving a step higher on the property ladder. But if you've unknowingly bought a house that's affected by Japanese knotweed, your joy may be rather short-lived.

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Advice for anyone who's buying or selling a house, flat or commercial property that has Japanese knotweed within the property boundaries (or nearby)

Mortgage agreement

If you find out that you have Japanese knotweed on or near your property, don't panic - it's not the end of the world!

Many people don't even know they have Japanese knotweed in their garden until they put the property on the market and the invasive weed is noticed by either the estate agent or building society surveyor.

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Telling a lie with fingers crossed behind back

When selling a property in this country, you have to fill out a TA6 form, which includes this question:

Is the property affected by Japanese knotweed?

☐  Yes

☐  No

☐  Not known

It's important for sellers to answer this question truthfully, because Japanese knotweed is an invasive species that can grow very rapidly and may cause structural damage if it grows through cracks in a wall or foundation. Homes with Japanese knotweed are notoriously difficult to sell, and getting rid of the plant can be an long and costly process.

READ MORE: Selling a House with Japanese Knotweed

Unfortunately, there are some dishonest people out there, and sellers will occasionally feign ignorance of their Japanese knotweed problem for fear that it will complicate the sale. So what should you do if you've discovered Japanese knotweed on your property...and the seller didn't tell you about it?

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Buying a house

Buying a house is a stressful experience at the best of times, but discovering that your new home (or a neighbouring property) is affected by Japanese knotweed can turn your move into a complete nightmare.

But don't panic! Japanese knotweed is certainly a setback, but you don't necessarily have to wave goodbye to your dream home just yet. Here's some expert advice from the Japanese knotweed specialists here at Taylor Total Weed Control...

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